Bookkeeping and invoicing for small businesses in Zambia
Know where your money is, without being an accountant.
Send professional invoices, track cash, bank and mobile money, and see who owes you. Simple enough to run from your phone, structured enough to grow with you.
- Set up in about two minutes
- Works on your phone
- Your data stays private

Set up for the way your business works
A hardware shop and a pharmacy don't keep the same books. Pick your kind of business and Nsembe Books starts you with categories, tax settings and examples that fit.

Shop & retail
Starts with: Sales · Stock purchases · Shop supplies
Set up my business

Hardware & building supplies
Starts with: Counter sales · Stock purchases · Transport & delivery
Set up my business

Pharmacy & health products
Starts with: Prescription sales · Medicine & stock purchases · Licences & regulatory fees
Set up my business
Or choose another kind of business
Everything a growing business needs. Nothing it doesn't.
No accounting jargon, no complicated setup. Record what happens and Nsembe Books does the adding up.
Invoices that look professional
Your logo, TPIN and VAT worked out for you. Download a PDF, print it, or share it on WhatsApp.
Cash, bank and mobile money
See what is in each account right now, and exactly how it got there.
Who owes you, and what you owe
Partial payments, overdue invoices and unpaid bills, all in one place.
Expenses and bills under control
Record what you spend, keep bills until you pay them, and see where the money goes each month.
Reports and alerts in plain words
Profit, cash flow and money owed, with a heads-up when expenses jump or customers pay late.
Safe, private records
Nothing is ever deleted, every change is logged, and only your team can see your books.

Works where you work
Built for the counter, the market and the road, not just the office.
- Phone, tablet or laptopRecord a sale at the counter and check your reports at home. Same books, any screen.
- Mobile money is a first-class accountCash, bank and mobile money sit side by side, so you always know where the money landed.
- Network drops don't lose your workIf the connection goes for a moment, what you typed stays on screen and saves once you are back online.
Up and running in three steps
- 1Create your accountJust your name, email and a password.
- 2Tell us about your businessPick your type of business and answer a few quick questions. Categories and tax are set up to match.
- 3Send your first invoiceAdd a customer and your logo, and send a professional invoice the same day.
Ready to see your business clearly?
Set up in about two minutes. You can change everything later.
Create your account